Bodily Injury Liability Coverage
Business auto insurance covers payments for bodily injuries or fatalities resulting from an accident where you are deemed at fault. Depending on your chosen policy, this may also include expenses for legal defense.

Property Damage Liability Coverage
If your vehicle inadvertently damages another’s vehicle or property, commercial vehicle insurance can offer protection. This may also encompass legal defense costs, depending on the policy you select.

Medical Payments, No-Fault, or Personal Injury Coverage
This coverage addresses medical expenses that may arise for an employee or passenger in your vehicle, regardless of fault in the accident.

Uninsured Motorist Coverage
Offers compensation for medical expenses and in certain situations, property damage caused by an uninsured driver or a hit-and-run incident. Depending on your chosen business car insurance policy, this coverage may also include underinsured motorist coverage, which applies when the at-fault driver has insufficient insurance to cover the damages.

Comprehensive Physical Damage Coverage
Protects your vehicles or trailers from damages caused by incidents other car accidents, such as theft, vandalism, flooding, fire, and other specified risks.

Collision Coverage
Provides protection for vehicles or trailers on your policy against damages incurred from collisions with other vehicles or from single-car accidents.