Terms and Conditions

Last Updated: Jan 5, 2026

Welcome to alphainsol.com (the "Website"), operated by Alpha Insurance Solutions ("Alpha," "we," "us," or "our"), a licensed independent insurance agency headquartered at 1 Mid America Plaza, Suite 300, Oak Brook Terrace, Illinois 60181, with an additional office in Irvine, California. By accessing or using this Website, you agree to these Terms and Conditions. If you do not agree, please do not use the Website.

1. About Alpha

Alpha Insurance Solutions is an independent insurance agency licensed in 28 states. We represent multiple insurance carriers and act as your agent to help you obtain insurance coverage. We do not underwrite or issue insurance policies; all policies are issued by the applicable insurance carrier subject to that carrier's underwriting and terms.

2. Use of the Website

You agree to use the Website only for lawful purposes and only to obtain information about insurance products, request quotes, or contact our agency. You agree not to submit false information, attempt to disrupt the Website, or use automated tools to access it without our written permission.

3. Quotes Are Not Coverage

Any insurance quote provided through the Website is preliminary and non-binding. Quotes are estimates based on the information you provide and are subject to underwriting review by the applicable insurance carrier. No coverage is in effect, and no policy is bound, until a binding confirmation is issued by the carrier.

4. Information You Provide

When you submit information through any form on the Website (for example, a quote request, contact form, or referral), you confirm that the information is accurate and complete to the best of your knowledge. We will use that information to respond to your inquiry, prepare a quote, or otherwise assist you, as described in our Privacy Policy.

5. Communications

By providing your contact information, you consent to receive responses from Alpha by email, telephone, or text message related to your inquiry. You may opt out of marketing communications at any time by replying STOP to any text message, clicking the unsubscribe link in any marketing email, or contacting us at info@alphainsol.com. Standard message and data rates may apply to text messages.

6. Intellectual Property

All content on the Website, including text, graphics, logos, and images, is owned by Alpha or used with permission and is protected by copyright and trademark law. You may view and print pages for your personal, non-commercial use, but you may not reproduce, modify, or distribute Website content without our written permission.

7. Third-Party Links

The Website may include links to third-party websites. Alpha does not control these websites and is not responsible for their content or practices. Your use of any third-party website is at your own risk and subject to that website's terms.

8. No Warranties

The Website and all information on it are provided "as is," without warranties of any kind, whether express or implied. Alpha does not guarantee that the Website will be available without interruption, that information will be accurate or current, or that the Website will be free of errors or harmful components. Information on the Website is provided for general purposes only and is not insurance, legal, or financial advice.

9. Limitation of Liability

To the fullest extent permitted by law, Alpha and its officers, employees, and agents will not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Website. Nothing in this section limits any liability that cannot be limited under applicable law.

10. Changes to These Terms

We may update these Terms from time to time. When we do, we will update the "Last Updated" date above. Your continued use of the Website after a change means you accept the updated Terms.

11. Governing Law

These Terms are governed by the laws of the State of Illinois, without regard to its conflict-of-laws principles. Any dispute relating to these Terms or the Website should first be raised with Alpha at the contact information below so that we can attempt to resolve it directly. Nothing in these Terms limits your right to file a complaint with a state insurance department or other regulatory authority.

12. California Residents

If you are a California resident, you have additional rights under California law, including the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), as described in our Privacy Policy. Insurance transactions handled through our Irvine, California office are conducted under the name "InsurTech Alpha Insurance Services."

13. Contact Us

If you have any questions about these Terms, please contact us:

Alpha Insurance Solutions 1 Mid America Plaza, Suite 300 Oak Brook Terrace, IL 60181 Phone: 877.392.5742 Email: info@alphainsol.com